Pirk Capital is a direct merchant cash advance funder. Get approved in hours, funded in as little as 24 hours, with no collateral required and flexible repayment tied to your revenue.
We have simplified the entire process so you can focus on running your business, not chasing paperwork.
Complete our simple 5-minute application. No lengthy paperwork. Just basic business information and 4 months of bank statements.
Our underwriting team reviews your application same-day. We evaluate your cash flow, not just your credit score. Receive a decision in hours.
Once approved and contracts are signed, funds are wired directly to your business bank account, often within 24 hours.
At Pirk Capital, we control the entire funding process from underwriting to disbursement, meaning faster decisions, transparent terms, and a team invested in your success.
We move fast because your business cannot wait. From application to funded, our streamlined process gets you capital in as little as 24 hours, without the runaround.
Repayment is tied to your daily revenue. When business slows, so do your payments. This flexibility protects your cash flow during seasonal dips.
We look at your business performance, not just your credit score. As long as your cash flow is consistent, you have a strong chance of approval.
Once you have paid down a portion of your advance, you may qualify for a renewal or additional funding, making Pirk Capital a long-term partner for your growth.
If your business generates consistent revenue, we can likely fund it. We work with a wide range of industries nationwide.
Our requirements are straightforward. We believe in providing access to capital for businesses that traditional banks overlook.
Your business must have been operating for at least 6 months.
Minimum $20,000 in average monthly bank deposits or credit card sales.
Your business must operate and be registered in the United States.
An active business bank account with consistent deposit history.
What You'll Need to Submit:
4 months of business bank statements · Voided business check · Basic business info · Government-issued ID
Don't wait days to hear back from a bank. At Pirk Capital, we make fast, transparent funding decisions because your business cannot afford to slow down.
Fill out the form and a Pirk Capital funding advisor will reach out to you within hours. There is no obligation, just a conversation about what is possible for your business.
Complete this form and we will contact you to discuss your options.